Umair, once again you slice like a razor to the essence of our problem. As insightful and plain spoken as you are, it would be nice of you to propose some actionable answers. We begin by identifying the problem, which you consistently do. But, with your insight regarding the problem, surely you have some thoughts beyond recognizing our problem, and can proffer some possible action among the sane among us for ACTION to now be taken to turn this avalanche around. Speak, my friend, about possible solutions beyond recognition of the rot at the heart of our nation.